I have struggled with the same issue for so very long that I have, just this week actually, negotiated with my employer to move to a 3 day work week. 2 full day

I have struggled with the same issue for so very long that I have, just this week actually, negotiated with my employer to move to a 3 day work week. 2 full days are now going to be dedicated to my start up. So maybe this is an option for you too? Here are a few things I took into consideration when making this move: 1. My employers current codes of conduct contract prevented me from earning income elsewhere. Moving to 3 days a week allows me to both get clients and keep my current work relationship intact. 2. The last 30% of my income was taxed at the highest rate (Canadian tax). When I took the time to do the math, surprisingly it wasn't all that big of a hit (at least it's not for me). 3. Doing this removes any complications around code-ownership, copyrights or product rights. Just another option to consider for those who are really serious about their start up, but can't find the time or money otherwise.