2 ms·

The math works out for almost every HCOL area. Your salary is higher. Rent is high too but people either choose to live further away or accept a smaller apartme

by dangus 9mo ago

The math works out for almost every HCOL area. Your salary is higher. Rent is high too but people either choose to live further away or accept a smaller apartment/condo. London has a big commuting radius with strong regional transit (as maligned as it is).

lifestyleguru 9mo ago
There goes another 15% of your net income on train tickets. Eating out every time (because have no time for proper value shopping) and you are basically working in exchange of food, housing, and commute.
- blibble 9mo ago
  it wasn't even close to 15% of my net income when I was 25 and it certainly isn't now that I'm quite a bit older, and I earn a multiple of what I did then
- conradludgate 9mo ago
  As long as you live within Greater London and can use TFL, it's more like 5%
- dangus 9mo ago
  Using hyperbolic percentages harms your point, it doesn’t help it. But yeah you’re right dude, we live in a society. We work to support ourselves. What a shocking surprise.
- ctrlmeta 9mo ago
  Where are you pulling this random 15% number from? And a ridiculous number too. It's more like 2% to 3% unless you spend your entire day traveling. I just checked how much I pay for travel. My monthly travel expenses is £150 total. That's like between 2% to 3% of someone's net income (depends on how much net income you make). Do you know it is impossible to 15% of your net income in travel because there is a weekly fare cap: https://tfl.gov.uk/fares/find-fares/capping https://tfl.gov.uk/fares/find-fares/capping Worst case scenario, you are traveling too much every week to max out the fare cap across all travel zones. Your monthly total would be £244. That's like 3% to 6% of your net income. But this is the worst case scenario. If you are spending 6% of your net income on travel, maybe you should reconsider which zone you live in. So seriously where are you pulling out this ridiculous 15% number from?
  - lifestyleguru 9mo ago
    Extrapolated from past earnings, but yeah if rent takes 60% of net salary then monthly train will more in the 5-10% range of net salary.
blibble 9mo ago
> London has a big commuting radius with strong regional transit (as maligned as it is). yes, you can quite easily live 50 miles out and be at your desk in under an hour
- Citizen_Lame 9mo ago
  As long as you don't use trains.

by dangus 9mo ago

lifestyleguru 9mo ago

There goes another 15% of your net income on train tickets. Eating out every time (because have no time for proper value shopping) and you are basically working in exchange of food, housing, and commute.

blibble 9mo ago
it wasn't even close to 15% of my net income when I was 25 and it certainly isn't now that I'm quite a bit older, and I earn a multiple of what I did then
conradludgate 9mo ago
As long as you live within Greater London and can use TFL, it's more like 5%
dangus 9mo ago
Using hyperbolic percentages harms your point, it doesn’t help it. But yeah you’re right dude, we live in a society. We work to support ourselves. What a shocking surprise.
ctrlmeta 9mo ago
Where are you pulling this random 15% number from? And a ridiculous number too. It's more like 2% to 3% unless you spend your entire day traveling. I just checked how much I pay for travel. My monthly travel expenses is £150 total. That's like between 2% to 3% of someone's net income (depends on how much net income you make). Do you know it is impossible to 15% of your net income in travel because there is a weekly fare cap: https://tfl.gov.uk/fares/find-fares/capping https://tfl.gov.uk/fares/find-fares/capping Worst case scenario, you are traveling too much every week to max out the fare cap across all travel zones. Your monthly total would be £244. That's like 3% to 6% of your net income. But this is the worst case scenario. If you are spending 6% of your net income on travel, maybe you should reconsider which zone you live in. So seriously where are you pulling out this ridiculous 15% number from?
- lifestyleguru 9mo ago
  Extrapolated from past earnings, but yeah if rent takes 60% of net salary then monthly train will more in the 5-10% range of net salary.

blibble 9mo ago

> London has a big commuting radius with strong regional transit (as maligned as it is). yes, you can quite easily live 50 miles out and be at your desk in under an hour

Citizen_Lame 9mo ago
As long as you don't use trains.