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“We need to confirm you are receiving our emails, please click this link” is a phishing setup. That is absolutely not what they should do.

• crabmusket 9mo ago
  Agreed. What would be a good way for a bank to do this? What about "reply to this email"?
  • adastra22 9mo ago
    Send a verification code on login.
  • WorldMaker 9mo ago
    "Reply to this email" might not be a bad idea for some basic "making an explicit action" check. Arguably if the question is mail delivery, email already has a complex system of delivery failure reporting. Just trust that, like email programs have been doing since email was invented? "No failure is a success," doesn't have an explicit acknowledgement action from a user, but it is still a meaningful criteria.
  • NoGravitas 9mo ago
    Tell them "Log in to your online banking" with no link, show an alert about the email problem when they do.