And that's the other side of the equation again. Risk is not the only factor. Potential gain is the other. In fact, many of the most innovative people are th

And that's the other side of the equation again. Risk is not the only factor. Potential gain is the other. In fact, many of the most innovative people are those without resources. Many are too afraid to risk the small amount they have, but many more of the poor are willing to do a lot to get out of poverty.