They simply are completely different things. Financial engineering refers to the creation of complex financial products (usually derivatives) using techniques

They simply are completely different things. Financial engineering refers to the creation of complex financial products (usually derivatives) using techniques from financial mathematics[1]. Predatory lending is just lending to people who can’t afford to borrow. No engineering of any kind involved. [1] https://corporatefinanceinstitute.com/resources/financial-modeling/financial-engineering/ https://corporatefinanceinstitute.com/resources/financial-mo...