Amazing that insurers are allowed to renew your coverage in a way that is fundamentally different to the previous policy. They are in a much better position to

Amazing that insurers are allowed to renew your coverage in a way that is fundamentally different to the previous policy. They are in a much better position to predict when a home is underinsured, but they are allowed to only tell you if you try to claim. Maybe we need a facts box that shows the estimated payout for various events and how much the out of pocket is. And it must be redlined on renewals.