For finance, I find interesting the other way around. You see many fire types preparing TOO MUCH. Obviously you should not live paycheck to paycheck. But if you

For finance, I find interesting the other way around. You see many fire types preparing TOO MUCH. Obviously you should not live paycheck to paycheck. But if you prepare for a 3% return fire, wasting years, your chance of dying early is the much bigger worry than running out of money.