It's not so much as greater supply as artificial price insensitivity as it relates to increased tuition rates. Because the federal government will continue to c

It's not so much as greater supply as artificial price insensitivity as it relates to increased tuition rates. Because the federal government will continue to cover the loans, it creates incentives for institutions to collectively raise rates since they know students - i.e. their customers - are essentially price insensitive (borrowing future dollars to pay for an exorbitant education today).