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Is that still a thing in the USA that you can buy with just a credit card number, validity date, name and 3 digit code? In the EU we have psd2 mandating a seco
by master-lincoln 9mo ago
Is that still a thing in the USA that you can buy with just a credit card number, validity date, name and 3 digit code?
In the EU we have psd2 mandating a second factor.
Usually an app where the transaction has to be confirmed.
- gorfian_robot 9mo agoYep. the US has always been behind on this bc both the card companies and the merchants are loath to spend an extra .01% to implement better security. Apple Pay on mac is the best we got. Looking forward to getting a new mac this year in part just for that.
- youngtaff 9mo agoThis was in the UK, before 2FA was more common for Cardholders not Present transactions
- drnick1 9mo agoThe second factor is a true annoyance, especially because in Europe it tends to be an "app" that requires iOS or Google-certified phones.