> Or rich people owning more vacation homes. https://fred.stlouisfed.org/series/RSAHORUSQ156S https://fred.stlouisfed.org/series/RSAHORUSQ156S Home ownership

> Or rich people owning more vacation homes. https://fred.stlouisfed.org/series/RSAHORUSQ156S https://fred.stlouisfed.org/series/RSAHORUSQ156S Home ownership rates have a 6 percent variance over the last ~50 years. We dont have a housing problem in America, we have a utilization problem: https://www.census.gov/library/stories/2023/06/more-than-a-quarter-all-households-have-one-person.html https://www.census.gov/library/stories/2023/06/more-than-a-q... as an example. There is a conversation that needs to be had about housing, but no one is going to LIKE the medicine that comes with that.