> a place where a single misfortune—perhaps a car crash or an illness or the loss of a job—can lead to ruin. Is it wrong? The US strongly discourages a strong

> a place where a single misfortune—perhaps a car crash or an illness or the loss of a job—can lead to ruin. Is it wrong? The US strongly discourages a strong social/family network (moving out at 18); and are being squeezed financially. The government-run social safety networks are being starved. Something has to change.