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Hi there - I'm the guy behind WiseCash (SaaS service, in beta since July). The homepage is not yet ready for the general public, nor for a "Show HN"! I'll hap

Hi there - I'm the guy behind WiseCash (SaaS service, in beta since July). The homepage is not yet ready for the general public, nor for a "Show HN"! I'll happily answer questions though. Here's an internal newsletter archive if you want to have an quick look inside though: https://www.wisecashhq.com/newsletters/acquiring-more-financial-freedom https://www.wisecashhq.com/newsletters/acquiring-more-financ...

thibaut_barrere 14y ago
Here are a couple more screenshots: https://img.skitch.com/20121016-bjwqug4i7kymcaakc843y8b1kx.jpg https://img.skitch.com/20121016-bjwqug4i7kymcaakc843y8b1kx.j... https://img.skitch.com/20120722-rwkkn37g2p53stndgttbxsgqma.jpg https://img.skitch.com/20120722-rwkkn37g2p53stndgttbxsgqma.j...
- reitzensteinm 14y ago
  Looks like a cool product! If I could make one suggestion; if possible, you shouldn't be showing screenshots forecasting loss/deficit. It might not be rational, but finance is so important that even fictional losses are not pleasant to look at. It's sort of the equivalent of having unhappy faces in your stock art. There's a reason the Google finance favicon is steadily increasing graph!
  - thibaut_barrere 14y ago
    Thanks! WiseCash is a labor of love for sure - glad you like it! It's a very good suggestion and it has deep ramifications. Mostly: the divide between people without a recurring income, and the others. Most freelancers I've talked to have planned expenses, but planned income, not so much. This results in this typical graph :) I'd like to encourage people to think about creating more recurring income over time. The time-wealth WiseCash computes is a good way to spare some time to build a SaaS product, for instance. So thanks a ton for this comment, it really got me thinking! I will very likely use more positive screenshots in the end, and will work on encouraging people to reach that situation where they have a growing chart.
ROFISH 14y ago
Hi there, quick question: do you have any support for eCommerce or are you just about burn rates for other SaaS companies? The trickiest part is figuring out "okay, we can do $10k this week in new products" after counting our sales rate, burn rate, amount of credit available (via credit cards, etc), and how much we owe licensors.
- thibaut_barrere 14y ago
  There is no integration so far with external tools. Here is how it works: You enter the planned expenses and income (using recurrence rules, monthly, quarterly, weekly etc), either based on already known bills to come or on projections. Once it's done, you get: - a burn chart which will show your cashflow level over time for the coming year, day by day - a computation of your "time-wealth" and "crash date" if you provide your bank account balance - a monthly break-down of expenses and income - the ability to zoom on a specific account - a dashboard showing the upcoming (2 weeks) transactions and the cashflow totals at 30, 60 and 90 days - a weekly email reminder of upcoming transactions (so you don't miss any / pay late fees) The tool focuses on the future and the present (rather than tracking the past), and on providing useful metrics and information to take informed decisions for freelancers and small business owners. The goal here is to provide peace of mind and control for those small businesses. See https://www.wisecashhq.com/newsletters/acquiring-more-financial-freedom https://www.wisecashhq.com/newsletters/acquiring-more-financ... for an outline of benefits. Hope this clarify things a bit!

thibaut_barrere 14y ago

Here are a couple more screenshots: https://img.skitch.com/20121016-bjwqug4i7kymcaakc843y8b1kx.jpg https://img.skitch.com/20121016-bjwqug4i7kymcaakc843y8b1kx.j... https://img.skitch.com/20120722-rwkkn37g2p53stndgttbxsgqma.jpg https://img.skitch.com/20120722-rwkkn37g2p53stndgttbxsgqma.j...

reitzensteinm 14y ago
Looks like a cool product! If I could make one suggestion; if possible, you shouldn't be showing screenshots forecasting loss/deficit. It might not be rational, but finance is so important that even fictional losses are not pleasant to look at. It's sort of the equivalent of having unhappy faces in your stock art. There's a reason the Google finance favicon is steadily increasing graph!
- thibaut_barrere 14y ago
  Thanks! WiseCash is a labor of love for sure - glad you like it! It's a very good suggestion and it has deep ramifications. Mostly: the divide between people without a recurring income, and the others. Most freelancers I've talked to have planned expenses, but planned income, not so much. This results in this typical graph :) I'd like to encourage people to think about creating more recurring income over time. The time-wealth WiseCash computes is a good way to spare some time to build a SaaS product, for instance. So thanks a ton for this comment, it really got me thinking! I will very likely use more positive screenshots in the end, and will work on encouraging people to reach that situation where they have a growing chart.

ROFISH 14y ago

Hi there, quick question: do you have any support for eCommerce or are you just about burn rates for other SaaS companies? The trickiest part is figuring out "okay, we can do $10k this week in new products" after counting our sales rate, burn rate, amount of credit available (via credit cards, etc), and how much we owe licensors.

thibaut_barrere 14y ago
There is no integration so far with external tools. Here is how it works: You enter the planned expenses and income (using recurrence rules, monthly, quarterly, weekly etc), either based on already known bills to come or on projections. Once it's done, you get: - a burn chart which will show your cashflow level over time for the coming year, day by day - a computation of your "time-wealth" and "crash date" if you provide your bank account balance - a monthly break-down of expenses and income - the ability to zoom on a specific account - a dashboard showing the upcoming (2 weeks) transactions and the cashflow totals at 30, 60 and 90 days - a weekly email reminder of upcoming transactions (so you don't miss any / pay late fees) The tool focuses on the future and the present (rather than tracking the past), and on providing useful metrics and information to take informed decisions for freelancers and small business owners. The goal here is to provide peace of mind and control for those small businesses. See https://www.wisecashhq.com/newsletters/acquiring-more-financial-freedom https://www.wisecashhq.com/newsletters/acquiring-more-financ... for an outline of benefits. Hope this clarify things a bit!