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Precisely. You can use and old-style hardware token that only generates numbers to log in, but not to authorize an operation such as a money transfer. The requ
by fph 9mo ago
Precisely. You can use and old-style hardware token that only generates numbers to log in, but not to authorize an operation such as a money transfer.
The requirement is called "dynamic linking" (the 2FA code must be tied to the specific transaction) and the relevant regulation is PSD2.
- miahi 9mo agoThere are "simple" hardware tokens that allow for that - you have to enter the amount and part of the destination IBAN and they generate a 2FA number based on that + probably the same number generator it uses for logins.