I'm familiar with Venmo and Paypal, so I'd pick either of those just because they're known to me. I'm not opposed to Klarna, but I know nothing about it and so

I'm familiar with Venmo and Paypal, so I'd pick either of those just because they're known to me. I'm not opposed to Klarna, but I know nothing about it and so would avoid the learning curve and account creation if I had another option. I'd go with a card if I had to, but that's higher friction because I'd need to set up a temporary throwaway card to do that.