> the average monthly new-car loan payment in the United States ticked up to $748. Says who? Some random finance company you’ve never heard of? Ah, no. This tim

> the average monthly new-car loan payment in the United States ticked up to $748. Says who? Some random finance company you’ve never heard of? Ah, no. This time, it’s from Experian—the folks who can see your credit reports. I’m going to go out on a limb here and say their data on this sort of thing is probably pretty good. Why would anyone write like this? Why couldn't the first paragraph just be: > The average monthly new-car loan payment in the United States ticked up to $748, according to Experian.