> There are still several 2% cards that don’t require Apple Pay, although I don’t know of any with no foreign exchange fee other than maybe the Fidelity one. T

> There are still several 2% cards that don’t require Apple Pay, although I don’t know of any with no foreign exchange fee other than maybe the Fidelity one. The Bread American Express is a 2% card and no FTF. Fidelity is still the best overall card, but sometimes the AmEx can be nice.