It is very hard to get any proper use of apple card without an iphone, so it's clearly designed for people buying into i-system wholesale. The titanium thing is

It is very hard to get any proper use of apple card without an iphone, so it's clearly designed for people buying into i-system wholesale. The titanium thing is more backup (for those dinosaurs still not accepting applepay) and a gimmick than anything else. You're not supposed to use it as the primary means of payment.