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The floor is 1.5%. I don’t know of any 2% card without any catch (the Apple Card’s being that you have to use Apple Pay, which is still not available at many on

by lxgr 10mo ago

The floor is 1.5%. I don’t know of any 2% card without any catch (the Apple Card’s being that you have to use Apple Pay, which is still not available at many online merchants).

jldugger 10mo ago
It really depends on the definition of catch. Citi Double Cash, Fidelity, Wells Fargo and US Bank all do 2%. Personally, I use a 2.625% cash back card with the "catch" being that I have to have enough stock in their subsidiary brokerage to qualify for the top rewards tier. Since I just buy and hold SP500 ETFs, this is an easy requirement.
- havermeyer 10mo ago
  Bank of America Unlimited Cash Rewards for the win :) My only regret is not realizing sooner that it existed since I used the Citi Double Cash card for so long.
sharth 10mo ago
Isn't the Citi Double Cash the canonical 2% card?
- lxgr 10mo ago
  3% foreign exchange fee. Also, it’s Citibank.
loeg 10mo ago
Fidelity's 2% card has no real catch.