You think these are moral failures, or there’s a lesson to be learned. That’s a naive idea. These are governance system failures, and these people should not be

You think these are moral failures, or there’s a lesson to be learned. That’s a naive idea. These are governance system failures, and these people should not be punished for a suboptimal system that we put them through. They don’t get a chance to make the decision again, so what would this teach them? “So sorry you live in a poorly functioning country that doesn’t subsidize education and we told everyone they need this credential to have a middle class life haha better luck next life!” The debt doesn’t matter, it should’ve never been issued, forgiving it won’t create inflation (they’re already not paying the debt), we’re just collectively cruel and low empathy at a nation state governance level for what’s happening. And the country will deserve the outcome.