Plenty of people have kids before then and they work out fine. I'm not saying that if you're truly destitute it's a good idea to have kids, but the only people

Plenty of people have kids before then and they work out fine. I'm not saying that if you're truly destitute it's a good idea to have kids, but the only people I hear complaining about not being financially ready for kids are those who are objectively well off.