You used to have Xbox Live Gold and Silver, they ought to just make a Bronze level that allows free multiplayer but spams you with ads, Silver allows multiplaye

You used to have Xbox Live Gold and Silver, they ought to just make a Bronze level that allows free multiplayer but spams you with ads, Silver allows multiplayer ad-free and a limited selection of rotated games ala the epic store freebies, and gold includes the Game Pass functionality + everything else and a special cosmetic tag so people know you're a Serious Gamer. Could even go with Xbox Live Diamond which is $100 a month and only includes a diamond tag and some microsoft store credit each month, to capture the financially irresponsible market.