Apple only sees the credit card if you buy from them, if you buy from a retailer they don’t get that info. To be clear, this is their problem, not the customer

Apple only sees the credit card if you buy from them, if you buy from a retailer they don’t get that info. To be clear, this is their problem, not the customers. Still, I’m curious what the scammer did in this case. If a retail worker just stole the card number it would merely be used up, not flagged as fraud. Maybe someone in the supply chain obtained the number and reported it lost/stolen? And used that to obtain a new card no one would complain about once it was used? Vs the original number which would result in a customer complaint. Idk.