3 ms·

Then they are free to stop offering gift cards.

• browningstreet 11mo ago
  Or/and, as an alternative, per the man from Singapore, stop using 3rd parties to distribute gift card codes.
  • ValentineC 11mo ago
    So… Apple's left hand isn't talking to their right hand, seeing as how they're the ones partnering with distributors like Blackhawk to sell their gift cards.
• xpe 11mo ago
  > Then they are free to stop offering gift cards. That's easy to say. [1] [2] [3] But reality is harder than that; keep in mind: - Fraud is complex (many moving parts, many pathways) - Fraud is adversarial (whack a mole, but worse) - Fraud and revenue are two sides of the same coin [4] P.S. The commenter doesn't state who "they" refers to: maybe issuers, maybe retailers, maybe both? [1]: A drive for simplicity is important, in moderation. But here the quote seems to not appreciate the complex reality. [2]: The response pattern "Then they are free to [foo]" is often part of a rhetorical technique to shift blame and/or responsibility to another party. [3]: See also the "nirvana fallacy" (i.e. "if you can't do it perfectly, you shouldn't do it at all.") See https://thelogicofscience.com/2016/06/20/the-nirvana-fallacy-an-imperfect-solution-is-often-better-than-no-solution/ https://thelogicofscience.com/2016/06/20/the-nirvana-fallacy... [4]: You can easily imagine a business where lowering customer friction increases both revenue and fraud. What is the ratio between them? How does it change over time?