Great explanation. I learned something. So maybe my critique of her comment being an implied ad hominem is unfair "Mr. Su is a real-estate consultant and a fo

Great explanation. I learned something. So maybe my critique of her comment being an implied ad hominem is unfair "Mr. Su is a real-estate consultant and a former REO broker." Still, it's not obvious that he stands to profit off more foreclosures based on his status as a consultant, and the fact that he was formerly a broker seems to lend credibility to his expertise rather than detracting from it.