Is it as easy as possible? Can you borrow straight from the central bank at the low interest rates? The more regulations/expenses you put in the way the less co

Is it as easy as possible? Can you borrow straight from the central bank at the low interest rates? The more regulations/expenses you put in the way the less competitiveness there is and the more unfair it is (hence giving free money to the powerful). (Also, will I get a bailout?)