> You are better off being in the market than betting on an idea that you don’t know will even happen or when. This is true if you're willing to wait forever,

> You are better off being in the market than betting on an idea that you don’t know will even happen or when. This is true if you're willing to wait forever, but if you have near- and medium-term goals, you should not be investing money in the market if you believe there will be a crash. I have such goals and I'm putting my money into treasuries instead of putting more into what I believe is a very overvalued market.