> Those are financial casinos, not real banks, operating with non-full banking licenses, peddling all the tech-bro bullshit: Revolut is a licensed bank: https:

> Those are financial casinos, not real banks, operating with non-full banking licenses, peddling all the tech-bro bullshit: Revolut is a licensed bank: https://en.wikipedia.org/wiki/Revolut https://en.wikipedia.org/wiki/Revolut N26 also has a license as a bank: https://n26.com/en-de https://n26.com/en-de One that is not a bank is Wise: https://en.wikipedia.org/wiki/Wise_(company) https://en.wikipedia.org/wiki/Wise_(company) > > Shops can refuse cash > No, they cannot. AFAIK, at least in Sweden, there is no law that obliges shops to accept cash. See this for example: https://www.riksbank.se/en-gb/payments--cash/payments-in-sweden/payments-report-2025/trends-on-the-payments-market/many-small-retail-businesses-have-stopped-accepting-cash-/ https://www.riksbank.se/en-gb/payments--cash/payments-in-swe...