I recall the "magic" of the aca actually being focused on junk insurance so bad they look like scams, a marketplace to facilitate apples-to-apples competition,

I recall the "magic" of the aca actually being focused on junk insurance so bad they look like scams, a marketplace to facilitate apples-to-apples competition, and most importantly, making it illegal to deny coverage to people because of genetic tests or public/stolen information like that (a great thing to see the 23&me breach coming). My impression was it would be painful in a lot of ways but we need better competition and better protection in order to have the private insurance industry actually work for people instead of abuse them and health insurance is too important (and complicated, and too much history of dishonesty) for laissez faire.