Getting a mortgage in the Netherlands doesn't require a down-payment. And yes, we should be taxing wealth. Again, the taxation only applies on any amount above

Getting a mortgage in the Netherlands doesn't require a down-payment. And yes, we should be taxing wealth. Again, the taxation only applies on any amount above 60K, so if you have 61K you pay 1.44% over €1000 (approx. €14).