4 ms·
> Just stop it. Has this approach of ordering people to feel or think a certain way ever actually worked for you? Do you think this is a good way to have a res
by gtowey 11mo ago
> Just stop it.
Has this approach of ordering people to feel or think a certain way ever actually worked for you? Do you think this is a good way to have a respectful discussion with someone?
> some tell me they make US$3-4k/month
So let's run with that number, say 3.5k/month average. That's $42,000/year:
They're independent contractors, so they have independent employment tax which is about 2x of standard w-2 taxes. A quick online calculator tells me that would amount to 8,370.90 in my state. The lions share is federal medicare and social security tax though; state tax on this is practically nothing here.
* They must have a car. Quick search says a 2024 prius is around $25k. Monthly payments at 9.6% (prime rate for a used car, all new immigrants start out with perfect credit, right?) at 60 months is around $550. Let's say insurance is $100. Ignore fuel and maintenance for now.
* So now we have 2800/month after taxes and 650/month just to work. The remaining 2150 needs to cover everything else. Food, housing, utilities.
* This doesn't even consider health insurance. Let's hope they qualify for a subsidized plan, because they sure can't cover it on this income. I guess they have the "don't get sick" plan that's so popular these days.
Oh and all this for working 6 days a week. Which if that's the case they're not clocking 8 hours days. Even conservatively you should assume that's 10 hours a day.
And on top of all that you said they're supporting a family?! So 3 or 4 people on 2150/month?
All that so they can work 60 hour weeks, barely see their wife and kids, and be one accident or medical emergency away from total financial ruin.
But you're right, they're rich in spirit and after all, isn't that what really matters? They really do have it so much better than you.