I have no problem with that assessment at all. So long as you're not extrapolating that into "since big corporations are dishonest and fraudulent, then it's ok

I have no problem with that assessment at all. So long as you're not extrapolating that into "since big corporations are dishonest and fraudulent, then it's ok for me to be also" I think that sort of one-downsmanship would spiral into even worse issues for our economy. And, for the record, I think debt is an obligation for whoever makes it–individual or corporations. If you don't like the way such corporations act a) don't patronize their services, b) work to change the way they are regulated/operate, c) create a startup that disrupts their business model ... but for goodness' sake, don't act like them.