I’ve used ACA plans off and on for about a decade. They’ve mostly been as good (of not better) than the employer plans we had once or twice. So my guess is thi

I’ve used ACA plans off and on for about a decade. They’ve mostly been as good (of not better) than the employer plans we had once or twice. So my guess is this is heavily state dependent. Maryland as a state isn’t hostile to ACA so I think they have solid plans. I can also only speak for BlueCross plans.