The first rule of banking is you HAVE to get your principle back. I worked at Capital One and with 30% and fee's for everything you can lose money, key is gett

The first rule of banking is you HAVE to get your principle back. I worked at Capital One and with 30% and fee's for everything you can lose money, key is getting paid back. Banks will loan money for working capital, if your startup needs a lot of working capital to finance inventories etc. banking might work.