The gains may be low, but they do still hold most of their value. So it's one way to at least "lock in" big gains from the last few years, and also to "wait ou

The gains may be low, but they do still hold most of their value. So it's one way to at least "lock in" big gains from the last few years, and also to "wait out" and survive a major stock market drop so you can "buy the dip."