There is no difference. They are exatly the same, because they don't owe you a rationale that you approve of. Even if they offered no rationale at all it change

There is no difference. They are exatly the same, because they don't owe you a rationale that you approve of. Even if they offered no rationale at all it changes nothing because they don't owe you anything. You paid, you got, you're both done.