"retail investors piling ~$100b of other people's money" Retail investors invest their own money, which, typically, isn't too substantial per investor. "Retail

"retail investors piling ~$100b of other people's money" Retail investors invest their own money, which, typically, isn't too substantial per investor. "Retail investor" is really just a finance-industry euphemism for mom 'n pop with a Charles Schwab account. This is opposed to "institutional investors," which are big pension funds, trusts, and other mega-monied organizations. Or to "HNWIs (high net-worth individuals)," which is precisely what it sounds like: folks with millions of dollars of liquid capital, usually managed by private wealth management arms of investment banks or hedge funds. Both institutionals and HNWIs are perceived to be savvier than retail investors, both by the law and by the industry. I'd actually be a lot more frightened if the latter two categories of investors were piling money into this company, solely on the basis of Psy's song.