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Ask HN: Best payment solution for a non-profit looking to accept micropayments?
I'm the webmaster for a small, non-profit student group looking to bring fundraising online. The fundraiser involves taking small payments ($1-$2) from students via credit card. I have previously worked with Stripe, but I am hesitant to use it for this situation because it will turn $1 into $0.67 and $2 into $1.64, which is a big drop in charitable donations. I am looking for something extremely easy to set up that I can integrate into a form on a Ruby on Rails or Sinatra based website, but that won't charge the same high fees on such small charitable donations. What are some of the good options here?
- mchannon 14y agoWepay.com is probably worth a look- IIRC, fees come out on the withdrawal side. It was designed and pushed with this exact application in mind. Most payment services tend to be onerous for the one-time micropayor, and Wepay was pretty painless. Dwolla would probably be better if they could streamline the signup process. (It's free for this size of micropayment) Anytime you involve a credit card, you're going to involve fees of one kind or another. Luckily there are now more alternatives than ever before.
- dangrossman 14y agoTalk to PayPal. Their micropayments accounts are 5% + $0.05 per transaction, so the fee on $1 would be only $0.10.