140k is significantly more money than I've ever made in my life. Where I live, really the line where life becomes a real struggle is about 80k I would say. Be

140k is significantly more money than I've ever made in my life. Where I live, really the line where life becomes a real struggle is about 80k I would say. Below that, you're putting off maintenance, not saving money, the car is accumulating wear that you can't fix, and a medical bill is fatal. People living way below 80k can only be doing so with significant government assistance.