Quicken Bill Pay goes 99% of the way for you. It keeps track of all your bills, reminds you when the due dates are coming up, notifies you of unusually high cha

Quicken Bill Pay goes 99% of the way for you. It keeps track of all your bills, reminds you when the due dates are coming up, notifies you of unusually high charges, and connects to over 4400 financial institutions to pull in exact billing amounts and let you pay bills from up to 10 different bank accounts. They'll print and mail the checks for you if you don't want to or can't pay electronically. The only thing it doesn't do is know the exact amount due for non-participating companies. Since you are afraid of automatic payments (and 100x mistake scenarios about as likely as winning the lottery), you'll be reviewing your bills manually anyway, so typing in a bill amount once or twice a month doesn't seem like such an inconvenience that it'd be valuable enough to get all the ISPs and utilities to participate. That's about as good as you'll ever get. Getting every little landlord, every township/city water and sewer company, every trash collector, etc. to connect to some service to push customer bills to it is impossible. There are hundreds of thousands of them that aren't online at all and have no incentive to add extra work and cost to make their 3 tenants' or 10,000 residents' online bill pay software more complete. There's not even an IT department to try to sell the benefits to.