I think crypto is finally maturing. Consumers directly using it is just not going to happen. But institutions using it as a settlement layer seems to have tract

I think crypto is finally maturing. Consumers directly using it is just not going to happen. But institutions using it as a settlement layer seems to have traction. I'm curious to see what Stripe does with Tempo. For all the crap that is in the crypto ecosystem I do think a lot of people underestimate its potential. Defi can replace entire institutions like banking. Combine it with regulated local stablecoins and governments dont seem too unhappy with it either.