They don't usually touch the reserve. They tell a bigger bank to buy them over the weekend and back it up. Afterwards they can use that, charge the other membe

They don't usually touch the reserve. They tell a bigger bank to buy them over the weekend and back it up. Afterwards they can use that, charge the other member banks or reopen: https://www.federalreserve.gov/financial-stability/bank-term-funding-program.htm https://www.federalreserve.gov/financial-stability/bank-term...