A smart phone is increasingly required to do things like banking, pay bills, order things. I live within a bike ride of a lot of places, but it would still add

A smart phone is increasingly required to do things like banking, pay bills, order things. I live within a bike ride of a lot of places, but it would still add up to hours more a week. And for 3 months of the year there's ice and snow that are rough on the equipment.