Peterforde, per talking with support it is evident stripe has merchant accounts setup in Canada, funds are aggregated through these accounts and then forwarded

Peterforde, per talking with support it is evident stripe has merchant accounts setup in Canada, funds are aggregated through these accounts and then forwarded onto Canadian USD or CAD bank account. Paypal is different type of aggregator. Stripe actually negotiated with each bank in Canada, this is why they can settle in USD not convert it. Where did you get idea us funds accounts are used? This seems a little bit off from what I've seen.