4 ms·
Can you cite a single instance where home insurance claim was refused because the homeowner was stupid?
by rootusrootus 11mo ago
Can you cite a single instance where home insurance claim was refused because the homeowner was stupid?
- killingtime74 11mo agohttps://www.abc.net.au/news/2022-07-06/couple-denied-aami-home-insurance-claim-after-selling-eggs/101201860 https://www.abc.net.au/news/2022-07-06/couple-denied-aami-ho...
- rootusrootus 11mo agoOkay, I suppose I asked for that, exposing my US-centric thoughts. I meant in the US :). In the US, insurance covers stupidity. At least once -- your insurer may drop you after they pay out. As long as you don't have an exclusion in the contract covering a particular type of stupidity, and you are not committing fraud, you will be covered.
- dghlsakjg 11mo agoLooks like that case was resolved to the policyholders satisfaction, so not a good example at all. Besides that, the denial was because they were, in actuality, not in compliance with their policy, not because they did something stupid. It was a stupid denial because the violation was extremely in the “well, technically” category, and had nothing to do with the loss. https://www.insurancenews.com.au/daily/egg-side-hustle-claim-denial-case-resolved https://www.insurancenews.com.au/daily/egg-side-hustle-claim...