> If you're in Canada you almost certainly want to diversify from Canadian indices. US markets have tended to outperform. If you buy "all-in-one" VEQT/XEQT (10

> If you're in Canada you almost certainly want to diversify from Canadian indices. US markets have tended to outperform. If you buy "all-in-one" VEQT/XEQT (100% equities) you are buying an index funds of index funds: all Canadian equities, all US equities, EU, etc: * https://canadianportfoliomanagerblog.com/model-etf-portfolios/ https://canadianportfoliomanagerblog.com/model-etf-portfolio... * https://canadiancouchpotato.com/model-portfolios/ https://canadiancouchpotato.com/model-portfolios/ If you don't want 100% equities, there are VGRO/XGRO (80/20), VBAL/XBAL (60/40), VCNS/XCNS (40/60), etc.