If you owe the bank $1B, the bank has a problem (they will work with you on repayment terms). If you owe the bank $1T, the government has a problem (you're too

If you owe the bank $1B, the bank has a problem (they will work with you on repayment terms). If you owe the bank $1T, the government has a problem (you're too big to fail and will get bailed out).