According to this page: https://www.safaricom.co.ke/main-mpesa/m-pesa-for-you/tariffs-limits/consumer-tariffs-limits https://www.safaricom.co.ke/main-mpesa/m-pe

According to this page: https://www.safaricom.co.ke/main-mpesa/m-pesa-for-you/tariffs-limits/consumer-tariffs-limits https://www.safaricom.co.ke/main-mpesa/m-pesa-for-you/tariff... Fees are high (22-38%) for low amounts, and then they drop into the 1-2% range that is typical of Western credit card networks.