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Not private insurance. We all pay into it obviously, but our individual rates in an insurance market are based on individual risk. My rate is only impacted by o
by _heimdall 1y ago
Not private insurance. We all pay into it obviously, but our individual rates in an insurance market are based on individual risk. My rate is only impacted by others in a relative sense, if I'm more risky than someone else I pay more.
With preexisting conditions off the table, my rates may go up only because someone else is a higher risk and the insurance company can't charge them for it.
I said this in another post, but morally I don't want others to be denied health care. I don't want health insurance at all in that case because insurance implies that you pay more for riskier coverage.