This is something I just do not understand: Mr. Smith had earned about $90,000 at Metrostudy. His wife, Kimberly, earns about the same at a retail marketing fi

This is something I just do not understand: Mr. Smith had earned about $90,000 at Metrostudy. His wife, Kimberly, earns about the same at a retail marketing firm. If the money in the checking account wasn't enough to cover it, well, that's what credit cards were for. They accumulated more than $25,000 in credit-card debt.