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This is a bit of an aside, but why isn't medical tourism more popular in the US? If you could set aside a couple tens of thousands of dollars, as a rainy day fu

This is a bit of an aside, but why isn't medical tourism more popular in the US? If you could set aside a couple tens of thousands of dollars, as a rainy day fund, you could get close to the very best possible care for even serious conditions from countries that have highly developed medical tourism sectors. Granted, I acknowledge, that the US will likely still provide better care at the absolute high end, and asking most people to save that much can be quite a tall order, but from what I gather, a lot of people either bankrupt themselves, and end up paying much more than that and/or receive substandard care for conditions where treatment regime is established like treatable forms of cancer or congestive heart failure. I remember Trump blasting Obama about Medicare, and proposing to 'open up' the system, introducing competition to drive prices down instead (which is the real problem of the US system, socially subsidizing it is just a bandaid fix imo). I guess not much has come off that.

exq 1y ago
> If you could set aside a couple tens of thousands of dollars Non-starter for the vast majority of Americans.
rsynnott 1y ago
The sort of people who can set aside a couple tens of thousands of dollars are also the sort of people who probably have good health insurance through their job. Generally, the US's healthcare problems _mostly_ impact low to middle income people, and they usually can't just magic up 30k or so.
- seidleroni 1y ago
  100%. I have known a couple of people that did some form of "medical tourism", mostly for expensive dental work. In both cases they did some form of tech contract work as a sole proprietorship and bought their own health insurance (not through a partner). The overlap of people who can save up thousands of dollars for treatment abroad and have poor health insurance is probably not too large.
  - ethbr1 1y ago
    I know it's popular with the US transgender community, looking for gender reassignment surgery. Cost of travel to Thailand < savings on medical procedures (with equivalent or better outcomes)
marcuskane2 1y ago
There are a lot of misunderstandings in this post. I'll try to explain a few of them, which maybe can help realign your whole understanding. For starters, American insurance has a "maximum out-of-pocket" amount, which means the maximum you can possibly pay for healthcare costs. My plan, from just a regular unknown company doing boring things, has a maximum out of pocket of $5k for an individual. So there's no scenario where I'd ever benefit from spending "a couple tens of thousands of dollars" because even if I spend the whole year in an ICU bed at a cost of millions of dollars to the hospital, I only pay $5,000. Also, "a lot of people either bankrupt themselves, and end up paying much more than that" doesn't make sense. Declaring bankruptcy means you don't pay the debt, you wouldn't pay a lot AND declare bankruptcy. You'd see the amount was too much to pay, declare bankruptcy, and have the debt wiped out. Keep in mind that millions of Americans have essentially no assets that aren't protected in a bankruptcy (car, home and retirement accounts are generally safe). It's not like millionaires are going bankrupt from medical costs, it's people who had nothing to begin with declaring bankruptcy when they got hurt while uninsured and going back to zero (instead of negative). The real problem of the US system isn't the subsidies for the poor, it's the opaque, convoluted billing system between insurance companies, pharmacy benefit managers, and providers. Billions of dollars are siphoned out of the system as profit to insurers and hundreds of millions are wasted on salaries for the bureaucracy of managing the billing system.
- Volundr 1y ago
  > Declaring bankruptcy means you don't pay the debt, you wouldn't pay a lot AND declare bankruptcy. You'd see the amount was too much to pay, declare bankruptcy, and have the debt wiped out. Bankruptcy isn't a magic get out of debt button. First you have to prove your inability to pay, which generally means not having much in the way of assets. So you probably have to spend a significant amount of money on the debt before bankruptcy is even an option. Then once you have successfully declared bankruptcy it means, aside from a few classes of protected assets (e.x. your primary residence if your sufficiently lucky to be a homeowner) your creditors get to divy up what you have left amongst themselves. THEN the debt is wiped away. It's a last resort that keeps every penny you earn for the rest of your life from going to creditors, not a way to walk away with your assets and lifestyle intact.
snovymgodym 1y ago
It's fairly popular, especially for elective surgeries.

exq 1y ago

> If you could set aside a couple tens of thousands of dollars Non-starter for the vast majority of Americans.

rsynnott 1y ago

The sort of people who can set aside a couple tens of thousands of dollars are also the sort of people who probably have good health insurance through their job. Generally, the US's healthcare problems _mostly_ impact low to middle income people, and they usually can't just magic up 30k or so.

seidleroni 1y ago
100%. I have known a couple of people that did some form of "medical tourism", mostly for expensive dental work. In both cases they did some form of tech contract work as a sole proprietorship and bought their own health insurance (not through a partner). The overlap of people who can save up thousands of dollars for treatment abroad and have poor health insurance is probably not too large.
- ethbr1 1y ago
  I know it's popular with the US transgender community, looking for gender reassignment surgery. Cost of travel to Thailand < savings on medical procedures (with equivalent or better outcomes)

marcuskane2 1y ago

There are a lot of misunderstandings in this post. I'll try to explain a few of them, which maybe can help realign your whole understanding. For starters, American insurance has a "maximum out-of-pocket" amount, which means the maximum you can possibly pay for healthcare costs. My plan, from just a regular unknown company doing boring things, has a maximum out of pocket of $5k for an individual. So there's no scenario where I'd ever benefit from spending "a couple tens of thousands of dollars" because even if I spend the whole year in an ICU bed at a cost of millions of dollars to the hospital, I only pay $5,000. Also, "a lot of people either bankrupt themselves, and end up paying much more than that" doesn't make sense. Declaring bankruptcy means you don't pay the debt, you wouldn't pay a lot AND declare bankruptcy. You'd see the amount was too much to pay, declare bankruptcy, and have the debt wiped out. Keep in mind that millions of Americans have essentially no assets that aren't protected in a bankruptcy (car, home and retirement accounts are generally safe). It's not like millionaires are going bankrupt from medical costs, it's people who had nothing to begin with declaring bankruptcy when they got hurt while uninsured and going back to zero (instead of negative). The real problem of the US system isn't the subsidies for the poor, it's the opaque, convoluted billing system between insurance companies, pharmacy benefit managers, and providers. Billions of dollars are siphoned out of the system as profit to insurers and hundreds of millions are wasted on salaries for the bureaucracy of managing the billing system.

Volundr 1y ago
> Declaring bankruptcy means you don't pay the debt, you wouldn't pay a lot AND declare bankruptcy. You'd see the amount was too much to pay, declare bankruptcy, and have the debt wiped out. Bankruptcy isn't a magic get out of debt button. First you have to prove your inability to pay, which generally means not having much in the way of assets. So you probably have to spend a significant amount of money on the debt before bankruptcy is even an option. Then once you have successfully declared bankruptcy it means, aside from a few classes of protected assets (e.x. your primary residence if your sufficiently lucky to be a homeowner) your creditors get to divy up what you have left amongst themselves. THEN the debt is wiped away. It's a last resort that keeps every penny you earn for the rest of your life from going to creditors, not a way to walk away with your assets and lifestyle intact.

snovymgodym 1y ago

It's fairly popular, especially for elective surgeries.